Manulife is a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. The Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners.

Manulife is an internationally recognized brand which has stood for financial strength and integrity for more than a century. As one of the largest life insurance companies in the world today, our ability to meet our commitments remains undiminished. Our strong brand reflects our solid reputation as a strong, reliable, trustworthy, and forward-thinking financial partner. Our core values of professionalism, providing real value to customers, acting with integrity, demonstrated financial strength and being an employer of choice, also inspire our customers’ trust.

Our liquidity remains strong and our asset quality and diversity combined with excellent credit experience serves to further reinforce our strong balance sheet.

The Manufacturers Life Insurance Company (Bermuda Branch) is not itself a legal entity separate from The Manufacturers Life Insurance Company. The Manufacturers Life Insurance Company remains obligated under the policies and will keep the policies in force under the terms of the contracts. The fact that the policy contracts were issued in Bermuda does not change Manulife's obligation to its clients.